Aldermore has lowered rates across higher-loan-to-value (LTV) mortgages for residential borrowers.
This will apply to products up to 95% LTV and include options for new and existing borrowers.
For new borrowers, Aldermore’s two-year fixes up to 95% LTV have been cut by as much as 0.6% and now start at 6.54%. This includes options with no fee or a £999 fee.
Its three-year fixes for new borrowers up to 95% LTV have been reduced by up to 0.35% and begin at 6.59%, also with the choice of no fee or a £999 fee.
Its five-year fixed rates up to 95% LTV begin at 5.99%, following reductions of as much as 0.7%. This range has fee options of zero, £999 and £1,999.
For existing borrowers, rates above 80% LTV have been reduced by as much as 0.6% and start at 6.19%.

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Jon Cooper, director of mortgages at Aldermore, said: “At Aldermore, we’re keen to stay fresh and offer competitive rates that stand out. We’re especially focused on supporting first-time buyers and those with lower deposits, making homeownership more accessible.
“With these changes and expert guidance from a broker, stepping onto the property ladder becomes more achievable.”
In its half-year results published this month, Aldermore announced a rise in lending and profit for the six months to December 2024.