Specialist buy-to-let (BTL) lender Zephyr Homeloans has reduced two- and five-year fixed rates by 0.1%.
For properties with an A-C-rated Energy Performance Certificate (EPC), the two-year fixed standard mortgage up to 65% loan to value (LTV) has a rate of 3.19%, while the five-year fix is priced at 4.8%.
For houses of multiple occupation (HMOs) and multi-unit freehold blocks (MUFB) with an EPC rating of A-C, the two-year fixed rate up to 65% LTV is 3.39%, while the five-year fix is 5%.
For properties with an EPC rating of D or E, the two-year fixed standard mortgage up to 65% LTV has a rate of 3.29% and the five-year fix is 4.85%.
For HMOs and MUFBs, the two-year fixed rate is 3.49% and the five-year fix is 5.05%.
All have a 7% fee.
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The lender also offers 0% and 3% fee options.
Paul Fryers, managing director at Zephyr Homeloans, said: “We’re doing everything we can to ensure that brokers get the fastest access to new deals to help them best service their landlord customers.”
Principality BS cuts rates
Principality Building Society has made a number of mortgage rate reductions across select deals.
This includes two- and five-year fixed residential mortgages up to 90% LTV, which have been lowered by as much as 0.1%.
The mutual has also cut the rate of its two-year fix at 65% LTV with a £1,499 fee by 0.03% and the option at 75% LTV by 0.04%.
Principality Building Society has also lowered two-year tracker mortgage rates by 0.25%, following the latest reduction made by the Bank of England, while its joint borrower sole proprietor (JBSP) rates have been cut by up to 0.26%.
It has also cut BTL and holiday let mortgage rates by up to 0.15%.
Elsewhere, Principality Building Society has increased the rate of its five-year fixed residential mortgage, with cashback and at 90% LTV, by 0.04%.
This month, the mutual revealed it had surpassed £30m in shared ownership mortgage lending.
